DIRECT DELIVERY · 10–20% PREMIUM REDUCTION · 30–45 DAYS

Pass Your Insurance Questionnaire.
Get 10–20% Off Your Premium.

Your cyber insurance broker sent a renewal questionnaire. Some questions you can answer confidently. Others make you uncomfortable because you're not sure whether your controls actually match what you'd check "yes" to. ThreeShield reviews the questionnaire, implements the controls insurers reward with lower premiums, documents everything, and provides an attestation letter on ThreeShield letterhead. Our proven approach has reduced cyber insurance premiums by 10–20% for clients who implement the controls underwriters actually check.

10–20%Typical premium reduction for clients who implement and document the controls underwriters reward
30–45
Days
From kickoff to completed questionnaire, evidence package, and ThreeShield attestation letter
Direct
Delivery
ThreeShield's CISSP/CISA team signs the attestation letter — no partner required
Annual
Ready
Lavawall® continuous monitoring means your annual renewal is a delta review, not starting from scratch

What Underwriters Are Actually Checking

Cyber insurance underwriters have become more sophisticated. They know which controls actually reduce claim frequency, and their questionnaires have gotten more detailed. Most organizations check "yes" to questions about controls that either don't exist or don't work the way the insurer expects. This is how claims get denied.

What underwriters check most closely

  • MFA enforcement — not just "we have MFA available" but "MFA is enforced for all users on all access to email and remote access, with no exceptions"
  • Privileged access controls — are admin accounts separate from daily-use accounts? Are they MFA-enforced separately?
  • EDR on all endpoints — not just antivirus, but Endpoint Detection and Response that provides behavioral monitoring
  • Backup isolation — are backups stored in a way that ransomware can't encrypt them? Have they been tested?
  • Email security — DMARC, SPF, DKIM configured and at enforcement level
  • Patch compliance — are critical patches applied within defined timeframes?
  • Incident response plan — does a documented IR plan exist? Has it been tested?

ThreeShield's approach

  • Review your questionnaire before you answer anything
  • Gap analysis against each control area the questionnaire covers
  • Implement missing controls in priority order — focus on what underwriters reward with premium reduction
  • Document everything — insurers can't give credit for controls they can't verify
  • Complete the questionnaire accurately — every "yes" is backed by documentation
  • ThreeShield attestation letter on our letterhead for submission to your broker
  • Lavawall® continuous monitoring — evidence is maintained year-round, not scrambled at renewal

What You Get

Questionnaire review & gap analysis

ThreeShield reviews your specific insurance questionnaire before you answer any questions. We map each question to your actual controls and identify gaps where your honest answer would be "no."

Control implementation

MFA enforcement, EDR deployment, backup isolation verification, email security (DMARC/SPF/DKIM enforcement), patch compliance — implemented and configured against underwriter requirements, not just deployed.

Lavawall® deployment

Continuous monitoring of the controls that matter for insurance: patch compliance, MFA enforcement status, backup completion, email authentication, and endpoint protection status. Evidence is automated, not manual.

Incident response plan

A documented IR plan that satisfies the questionnaire requirement and, more importantly, actually works if you need it. Tabletop exercise available as an add-on.

Completed questionnaire

ThreeShield completes the questionnaire accurately based on your implemented controls. Every "yes" is supported by documentation.

ThreeShield attestation letter

A letter on ThreeShield letterhead, signed by our CISSP/CISA team, confirming the security controls in place for submission to your broker and underwriter.

Frequently Asked Questions

Yes — this is one of the most common situations ThreeShield handles. MFA enforcement for M365 or Google Workspace can typically be implemented within days of engagement start. ThreeShield prioritizes the implementation work that directly addresses your insurer's stated requirement, then fills in the documentation and broader control program. Contact us with your insurer's deadline and we'll tell you immediately whether we can meet it.

No — implementing controls before renewal and then accurately stating they are in place is entirely appropriate. What's dishonest is checking "yes" when controls don't exist or don't work. ThreeShield's approach ensures you have real controls, not just checked boxes. The controls also protect you from the incidents that cause claims — so implementing them for insurance purposes has the right side effect of actually improving your security posture.

ThreeShield can review your coverage terms against your actual risk profile and controls — particularly the coverage exclusions and conditions that commonly apply at claim time. We don't provide insurance advice and we're not brokers, but we can flag mismatches between your questionnaire answers, your actual controls, and your coverage terms that could create problems at claim time. We recommend working with a specialized cyber insurance broker alongside your ThreeShield engagement.

✅ Direct Delivery

ThreeShield's CISSP/CISA team delivers cyber insurance readiness, questionnaire completion, and the attestation letter on our letterhead directly. This is direct delivery — no CPA firm, QSA, or other partner required. Our clients have seen 10–20% premium reductions after implementing the controls underwriters reward.

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